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[...] Now, I am guilty of it, too. I am the first one to snip a few dollars off my expense list if it makes sense. Our new home was a For Sale By Owner. We’re using a Credit Union for our new car-loan to save on bank fees and interest. We’ve switched to VoIP to snub the old-school telco industry’s fees. I don’t necessarilly want the cheapest price, just a price that seems equal to the service I am expecting. [...]